/* ============================================
   FINANCING.CSS — Financing Page Styles
   ============================================ */


/* =============================================
   HERO
   ============================================= */

.fin-hero {
  min-height: 100vh;
  background-color: var(--color-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 160px 40px 80px;
  position: relative;
  overflow: hidden;
}

.fin-hero-line-left,
.fin-hero-line-right {
  position: absolute;
  width: 1px;
  background: linear-gradient(to bottom, transparent, var(--color-gold), transparent);
  opacity: 0.15;
}

.fin-hero-line-left {
  left: 15%;
  top: 0;
  height: 100%;
  animation: finLineFloat 8s ease-in-out infinite;
}

.fin-hero-line-right {
  right: 20%;
  top: 0;
  height: 100%;
  animation: finLineFloat 8s ease-in-out 2s infinite;
}

@keyframes finLineFloat {
  0%, 100% { opacity: 0.08; }
  50% { opacity: 0.2; }
}

.fin-hero-content {
  position: relative;
  z-index: 2;
  max-width: 780px;
}

.fin-hero-tag {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--color-gold);
  border: 1px solid rgba(201, 169, 110, 0.25);
  padding: 10px 24px;
  margin-bottom: var(--space-2xl);
  opacity: 0;
  animation: finFadeUp 0.7s ease 0.2s forwards;
}

.fin-hero h1 {
  font-family: var(--font-heading);
  font-size: 4.5rem;
  font-weight: var(--weight-medium);
  color: var(--color-white);
  line-height: 1.05;
  margin-bottom: var(--space-lg);
  opacity: 0;
  animation: finFadeUp 0.8s ease 0.4s forwards;
}

.fin-hero h1 em {
  font-style: italic;
  color: var(--color-gold);
  display: block;
  margin-top: var(--space-sm);
}

.fin-hero-sub {
  font-size: var(--text-md);
  font-weight: var(--weight-light);
  color: rgba(255, 255, 255, 0.4);
  max-width: 520px;
  line-height: var(--leading-relaxed);
  margin: 0 auto var(--space-2xl);
  opacity: 0;
  animation: finFadeUp 0.7s ease 0.6s forwards;
}

.fin-hero-cta-group {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: var(--space-3xl);
  opacity: 0;
  animation: finFadeUp 0.7s ease 0.8s forwards;
}

.fin-btn-gold {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: var(--weight-semibold);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-navy);
  background-color: var(--color-gold);
  padding: 18px 42px;
  border-radius: 2px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  transition: all var(--transition-base);
}

.fin-btn-gold:hover {
  background-color: var(--color-white);
  color: var(--color-navy);
  transform: translateY(-2px);
  box-shadow: 0 10px 40px rgba(201, 169, 110, 0.25);
}

.fin-btn-icon {
  width: 16px;
  height: 16px;
  stroke: currentColor;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
}

.fin-btn-ghost {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: var(--weight-medium);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
  padding: 18px 32px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.fin-btn-ghost:hover {
  color: var(--color-gold);
  border-color: rgba(201, 169, 110, 0.3);
}

/* Stat Pills */
.fin-hero-stats {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  opacity: 0;
  animation: finFadeUp 0.7s ease 1s forwards;
}

.fin-hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: var(--weight-semibold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
  border: 1px solid rgba(201, 169, 110, 0.2);
  padding: 10px 20px;
  border-radius: 50px;
}

.fin-pill-number {
  font-family: var(--font-heading);
  font-size: 18px;
  font-weight: var(--weight-bold);
  color: var(--color-gold);
}

/* Scroll Hint */
.fin-scroll-hint {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  opacity: 0;
  animation: finFadeIn 0.6s ease 1.3s forwards;
}

.fin-scroll-dot {
  width: 6px;
  height: 6px;
  background-color: var(--color-gold);
  border-radius: 50%;
  animation: finScrollBounce 2s ease infinite;
}

.fin-scroll-hint span {
  font-size: 0.5625rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.15);
}

@keyframes finScrollBounce {
  0%, 100% { transform: translateY(0); opacity: 0.6; }
  50% { transform: translateY(10px); opacity: 1; }
}


/* =============================================
   THE STRATEGIC EDGE
   ============================================= */

.fin-edge-section {
  background-color: var(--color-off-white);
  text-align: center;
}

.fin-edge-section .section-label {
  display: block;
}

.fin-edge-section h2 {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--weight-medium);
  color: var(--color-navy);
  margin-bottom: var(--space-lg);
}

.fin-edge-section h2 em {
  font-style: italic;
  color: var(--color-gold);
}

.fin-edge-desc {
  font-size: var(--text-md);
  font-weight: var(--weight-light);
  color: var(--color-mid-gray);
  line-height: var(--leading-relaxed);
  max-width: 640px;
  margin: 0 auto;
}


/* =============================================
   MEET THE TEAM
   ============================================= */

.fin-team-section {
  padding: 120px 0;
  background-color: var(--color-white);
}

.fin-team-header {
  text-align: center;
  margin-bottom: var(--space-4xl);
}

.fin-team-header .section-label {
  display: block;
}

.fin-team-header h2 {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--weight-medium);
  color: var(--color-navy);
  margin-bottom: var(--space-md);
}

.fin-team-header h2 em {
  font-style: italic;
  color: var(--color-gold);
}

.fin-team-subtitle {
  font-size: 15px;
  font-weight: var(--weight-light);
  color: var(--color-mid-gray);
  max-width: 500px;
  margin: 0 auto;
  line-height: 1.7;
}

.fin-team-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-2xl);
  max-width: 1050px;
  margin: 0 auto;
}

.fin-team-card {
  border-radius: 12px;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  opacity: 0;
  transform: translateY(30px);
}

.fin-team-card.is-visible {
  opacity: 1;
  transform: translateY(0);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fin-team-card:nth-child(2).is-visible {
  transition-delay: 0.15s;
}

.fin-team-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.12);
}

/* Primary (Arslan — navy) — !important to guarantee override of .fin-strategy-card */
.fin-team-card.fin-team-primary {
  background: #0B1D3A !important;
  border: 1px solid rgba(201, 169, 110, 0.15) !important;
}

.fin-team-card.fin-team-primary .fin-team-tag {
  background: var(--color-gold) !important;
  color: var(--color-navy) !important;
}

.fin-team-card.fin-team-primary h3 {
  color: #FFFFFF !important;
}

.fin-team-card.fin-team-primary .fin-team-role {
  color: var(--color-gold) !important;
}

.fin-team-card.fin-team-primary .fin-team-nmls {
  color: rgba(255, 255, 255, 0.3) !important;
}

.fin-team-card.fin-team-primary .fin-team-desc {
  color: rgba(255, 255, 255, 0.6) !important;
}

.fin-team-card.fin-team-primary .fin-team-desc strong {
  color: #FFFFFF !important;
}

.fin-team-card.fin-team-primary .fin-team-list li {
  color: rgba(255, 255, 255, 0.6) !important;
}

.fin-team-card.fin-team-primary .fin-team-list li svg {
  stroke: var(--color-gold) !important;
}

.fin-team-card.fin-team-primary .fin-team-link {
  color: var(--color-navy) !important;
  background: var(--color-gold) !important;
}

.fin-team-card.fin-team-primary .fin-team-link:hover {
  background: var(--color-white) !important;
  transform: translateY(-2px);
}

/* Secondary (Ken — off-white) */
.fin-team-secondary {
  background: var(--color-off-white);
  border: 1px solid rgba(11, 29, 51, 0.06);
}

.fin-team-secondary .fin-team-tag {
  background: rgba(11, 29, 51, 0.06);
  color: var(--color-navy);
}

.fin-team-secondary h3 {
  color: var(--color-navy);
}

.fin-team-secondary .fin-team-role {
  color: var(--color-mid-gray);
}

.fin-team-secondary .fin-team-nmls {
  color: var(--color-mid-gray);
}

.fin-team-secondary .fin-team-desc {
  color: var(--color-mid-gray);
}

.fin-team-secondary .fin-team-desc strong {
  color: var(--color-navy);
}

.fin-team-secondary .fin-team-list li {
  color: var(--color-dark-gray);
}

.fin-team-secondary .fin-team-list li svg {
  stroke: var(--color-gold);
}

.fin-team-secondary .fin-team-link {
  color: var(--color-white);
  background: var(--color-navy);
}

.fin-team-secondary .fin-team-link:hover {
  background: var(--color-gold);
  color: var(--color-navy);
  transform: translateY(-2px);
}

/* Shared team card internals */
.fin-team-photo {
  position: relative;
  width: 100%;
  height: 400px;
  overflow: hidden;
  padding: 0;
  margin: 0;
}

.fin-team-card.fin-team-primary .fin-team-photo::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 40%;
  background: linear-gradient(to bottom, transparent, #0B1D3A) !important;
  pointer-events: none;
}

.fin-team-photo img {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
  display: block;
}

.fin-team-info {
  padding: 36px 32px;
  text-align: center;
}

.fin-team-tag {
  display: inline-block;
  font-size: 10px;
  font-weight: var(--weight-bold);
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: 2px;
  margin-bottom: 16px;
}

.fin-team-card h3 {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: var(--weight-medium);
  margin-bottom: 4px;
}

.fin-team-role {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  margin-bottom: 4px;
}

.fin-team-nmls {
  font-size: var(--text-xs);
  font-weight: var(--weight-light);
  margin-bottom: var(--space-lg);
}

.fin-team-desc {
  font-size: var(--text-sm);
  line-height: var(--leading-relaxed);
  font-weight: var(--weight-light);
  margin-bottom: var(--space-lg);
}

.fin-team-list {
  list-style: none;
  display: inline-flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: var(--space-xl);
  text-align: left;
}

.fin-team-list li {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: var(--text-sm);
}

.fin-team-list li svg {
  width: 16px;
  height: 16px;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  flex-shrink: 0;
}

.fin-team-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: var(--weight-semibold);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 14px 28px;
  border-radius: 2px;
  text-decoration: none;
  transition: all 0.3s;
}

.fin-team-link svg {
  width: 14px;
  height: 14px;
  stroke: currentColor;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
}


/* =============================================
   ADVANCED FINANCING STRATEGIES
   ============================================= */

.fin-strategies-section {
  padding: 120px 0;
  background: var(--color-navy);
  position: relative;
  overflow: hidden;
}

.fin-strategies-section::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 1000px;
  height: 1000px;
  background: radial-gradient(ellipse at center, rgba(197, 164, 103, 0.04) 0%, transparent 55%);
  pointer-events: none;
}

.fin-strategies-header {
  text-align: center;
  margin-bottom: 70px;
  position: relative;
  z-index: 1;
}

.fin-strategies-header .section-label {
  display: block;
}

.fin-strategies-header h2 {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--weight-medium);
  color: var(--color-white);
  margin-bottom: var(--space-md);
}

.fin-strategies-header h2 em {
  font-style: italic;
  color: var(--color-gold);
}

.fin-strategies-subtitle {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.35);
  font-weight: var(--weight-light);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.7;
}

.fin-strategies-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.fin-strategy-card {
  padding: 40px 32px;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 10px;
  text-align: center;
  transition: all 0.3s;
  opacity: 0;
  transform: translateY(20px);
}

.fin-strategies-section .fin-strategy-card.is-visible {
  opacity: 1;
  transform: translateY(0);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.fin-strategies-section .fin-strategy-card:nth-child(2).is-visible { transition-delay: 0.1s; }
.fin-strategies-section .fin-strategy-card:nth-child(3).is-visible { transition-delay: 0.2s; }
.fin-strategies-section .fin-strategy-card:nth-child(4).is-visible { transition-delay: 0.3s; }

.fin-strategy-card:hover {
  background: rgba(197, 164, 103, 0.06);
  border-color: rgba(197, 164, 103, 0.2);
  transform: translateY(-4px);
}

.fin-strategy-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(197, 164, 103, 0.08);
  border: 1px solid rgba(197, 164, 103, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  transition: all 0.3s;
}

.fin-strategy-card:hover .fin-strategy-icon {
  background: rgba(197, 164, 103, 0.15);
  border-color: var(--color-gold);
}

.fin-strategy-icon svg {
  width: 24px;
  height: 24px;
  stroke: var(--color-gold);
  fill: none;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.fin-strategy-title {
  font-family: var(--font-heading);
  font-size: 20px;
  font-weight: var(--weight-medium);
  color: var(--color-white);
  margin-bottom: 10px;
}

.fin-strategy-desc {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.4);
  line-height: 1.7;
  font-weight: var(--weight-light);
}

.fin-strategy-desc strong {
  color: var(--color-gold);
  font-weight: var(--weight-medium);
}


/* =============================================
   DUAL CTA
   ============================================= */

.fin-cta-section {
  padding: 120px 0;
  background: var(--color-off-white);
}

.fin-cta-header {
  text-align: center;
  margin-bottom: var(--space-4xl);
}

.fin-cta-header h2 {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--weight-medium);
  color: var(--color-navy);
}

.fin-cta-header h2 em {
  font-style: italic;
  color: var(--color-gold);
}

.fin-cta-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-xl);
  max-width: 900px;
  margin: 0 auto;
}

.fin-cta-card {
  padding: 50px 40px;
  border-radius: 12px;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.fin-cta-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
}

.fin-cta-apply {
  background: var(--color-navy);
}

.fin-cta-talk {
  background: var(--color-white);
  border: 1px solid rgba(11, 29, 51, 0.06);
}

.fin-cta-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.fin-cta-apply .fin-cta-icon {
  background: rgba(197, 164, 103, 0.12);
  border: 1px solid rgba(197, 164, 103, 0.2);
}

.fin-cta-talk .fin-cta-icon {
  background: var(--color-off-white);
  border: 1px solid rgba(11, 29, 51, 0.06);
}

.fin-cta-icon svg {
  width: 24px;
  height: 24px;
  fill: none;
  stroke-width: 1.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.fin-cta-apply .fin-cta-icon svg {
  stroke: var(--color-gold);
}

.fin-cta-talk .fin-cta-icon svg {
  stroke: var(--color-navy);
}

.fin-cta-card h3 {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--weight-medium);
  margin-bottom: 10px;
}

.fin-cta-apply h3 {
  color: var(--color-white);
}

.fin-cta-talk h3 {
  color: var(--color-navy);
}

.fin-cta-card p {
  font-size: var(--text-sm);
  font-weight: var(--weight-light);
  line-height: var(--leading-relaxed);
  max-width: 320px;
  margin: 0 auto var(--space-xl);
}

.fin-cta-apply p {
  color: rgba(255, 255, 255, 0.4);
}

.fin-cta-talk p {
  color: var(--color-mid-gray);
}

.fin-cta-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: var(--weight-semibold);
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 16px 36px;
  border-radius: 2px;
  transition: all 0.3s;
}

.fin-cta-link svg {
  width: 14px;
  height: 14px;
  stroke: currentColor;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
}

.fin-cta-link-gold {
  background: var(--color-gold);
  color: var(--color-navy);
}

.fin-cta-link-gold:hover {
  background: var(--color-white);
  color: var(--color-navy);
  transform: translateY(-2px);
}

.fin-cta-link-outline {
  color: var(--color-navy);
  border: 1.5px solid var(--color-navy);
  background: transparent;
}

.fin-cta-link-outline:hover {
  background: var(--color-navy);
  color: var(--color-white);
  transform: translateY(-2px);
}


/* =============================================
   LEGAL DISCLAIMER
   ============================================= */

.fin-legal {
  padding: var(--space-3xl) 0;
  background: var(--color-navy-dark);
  text-align: center !important;
}

.fin-legal-inner {
  max-width: 700px;
  margin: 0 auto;
  padding: 0 var(--space-xl);
  text-align: center !important;
}

.fin-legal-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin: 0 auto var(--space-lg);
  text-align: center !important;
}

.fin-legal-badge svg {
  width: 20px;
  height: 20px;
  stroke: var(--color-gold);
  fill: none;
  stroke-width: 1.5;
  stroke-linecap: round;
}

.fin-legal-badge span {
  font-size: 11px;
  font-weight: var(--weight-semibold);
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.4);
}

.fin-legal-text {
  font-size: var(--text-xs);
  color: rgba(255, 255, 255, 0.35);
  line-height: 1.8;
  font-weight: var(--weight-light);
  margin-left: auto !important;
  margin-right: auto !important;
  margin-bottom: var(--space-md);
  text-align: center !important;
}

.fin-legal-text strong {
  color: rgba(255, 255, 255, 0.6);
  font-weight: var(--weight-medium);
}

.fin-legal-text a {
  color: var(--color-gold);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: color var(--transition-fast);
}

.fin-legal-text a:hover {
  color: var(--color-gold-light);
}

.fin-legal-separator {
  display: block;
  width: 40px;
  height: 1px;
  background: rgba(255, 255, 255, 0.1);
  margin: var(--space-lg) auto;
}

.fin-legal-note {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.2);
  font-weight: var(--weight-light);
  font-style: italic;
  margin-left: auto !important;
  margin-right: auto !important;
  text-align: center !important;
}


/* =============================================
   ANIMATIONS
   ============================================= */

@keyframes finFadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes finFadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}


/* =============================================
   RESPONSIVE
   ============================================= */

@media (max-width: 900px) {
  .fin-hero {
    padding: 120px 24px 80px;
  }

  .fin-hero h1 {
    font-size: 3rem;
  }

  .fin-hero-cta-group {
    flex-direction: column;
  }

  .fin-hero-line-left,
  .fin-hero-line-right {
    display: none;
  }

  .fin-hero-stats {
    flex-direction: column;
    gap: 10px;
  }

  .fin-edge-section,
  .fin-team-section,
  .fin-strategies-section,
  .fin-cta-section {
    padding: 80px 24px;
  }

  .fin-edge-section h2,
  .fin-team-header h2,
  .fin-strategies-header h2,
  .fin-cta-header h2 {
    font-size: var(--text-3xl);
  }

  .fin-team-grid {
    grid-template-columns: 1fr;
  }

  .fin-strategies-grid {
    grid-template-columns: 1fr;
  }

  .fin-cta-grid {
    grid-template-columns: 1fr;
  }

  .fin-cta-card {
    padding: 40px 28px;
  }
}